CenterState Bank, NA

NMLS# 403455

415 Meridian St
Huntsville, Alabama 35801
Phone: 256-564-7628
tjbyrne@centerstatebank.com

Tim Byrne 

NMLS 251519

www.nmlsconsumeraccess.org

  • Zillow

©2019 by The Tim Byrne Team  

Are you a Veteran? 

 

Get Help on your VA Loan from a Local Veteran. Not some telemarketer in another state!

 

I was a Corporal in the US Army from 1994-2000 as a Medic. I deployed to Operation Joint Endeavor and I am an experienced loan officer that originates VA Home Loans! I know all of the ins and outs of VA Loans. 

 

  • It only Takes 5 Minutes to get a Quote

  • Competitive Interest Rates 

  • Personalized Help with your mortgage

  • VA Cash out

  • VA Purchase

  • VA Construction Loans 

 

VA Home Purchase is a great loan program! 

The VA Home Purchase Program was developed to assist veterans who have served or who are currently serving in the armed forces to purchase homes. Veterans that qualify can purchase a home with no money down, which makes buying a home extremely affordable. In addition, VA loans also offers very flexible underwriting guidelines, no monthly mortgage insurance and very competitive interest rates.

What Are the Advantages of a VA Purchase?

  • No down payment

  • No mortgage insurance

  • Credit scores down to 600

  • No prepayment penalty ever

  • Up to 50% debt to income ratio

  • A VA loan may also be assumable

  • Allows for 4% seller paid closing costs

I already have a VA loan can I get another one?

Yes, I will have to pull your certificate of eligibility from the VA to find out how much remaining entitlement that you have.  This only takes a few minutes! 

 

 

Get More info by emailing me here.